Certified Building Inspectors offers a comprehensive accredited inspection for single-family homes and commercial buildings in Central Florida. Whether you’re ordering an inspection for peace of mind with a new home purchase or to possibly save money on your insurance rates with four-point and wind mitigation inspections, our team of accredited inspectors is here to provide unbiased, premier inspections. In addition to building inspections, your trusted Certified companies offer protection with termite and pest control services.
Homes and Condos. A home inspection report includes the condition of the following elements at the time of the inspection:
As defined by the state of Florida, a Wood Destroying Organism (WDO) Report is “a written report of an inspection on a home for visible and accessible evidence of an infestation or damage by wood destroying organisms.”
Types of wood destroying organisms include: subterranean termites, dry wood termites, wood destroying beetles, and wood decaying fungi. Carpenter ants and carpenter bees are NOT recorded on WDO reports.
By Florida statue, a WDO report is provided when a home or other structure is being sold and the mortgage lender or buyer requires the inspection as part of the transaction. If a WDO inspection is done for these purposes, the inspection must be reported on form 13645, as required by Florida Law [Chapter 482. 226, Florida Statues and Chapter 5E-14. 142(2)(c), Florida Administrative Code].
Our WDO inspectors have pest control identification cards from the State of Florida, designating them as having received special training to perform WDO inspections.
Mold is caused by moisture damage such as flooding, leaky roofs, basement walls, plumbing leaks, burst pipes, rain or sprinkler water against the house and more.
Discoloration on the walls or ceiling, warped floors, and musty odor in the home are all signs of mold growth. If the growth is extensive, some people may develop allergies or health problems and it can cause serious damage to the home.
Certified Building Inspectors has certified mold specialists that can help locate the source of the water intrusion and the mold growth in addition to providing mold samplings, lab results, and a written report within two business days of the inspection.
New home inspections include three phases over the course of construction:
Single phases, such as the final inspection, may also be performed. To assure acceptance on site, Certified Building Inspectors provides $1 million in Liability Insurance and Workman’s Comp.
A Four Point Home Inspection is required by some insurance companies before a home insurance policy is issued on older homes (typically 30 years or older). Your insurance company will dictate if you need a Four Point Inspection.
The Four Point Insurance Letter will show the age and condition of the home. It will also demonstrate if the systems listed below are up to date with current standards and functioning in good condition:
A 203K inspection is required to obtain an FHA backed loan for the purchase/refinancing and, concurrently, the rehabilitation/repair of certain multi-family (1-4) units, condos, townhomes, and planned unit developments (PUD’s)
It differs from a standard home inspection in that it is designed to ensure that the property meets the HUD and FHA “minimum property standards” for obtaining such a loan and may not be nearly as detailed and thorough as a standard home inspection.
Certified Building Inspectors has 203K inspectors certified by the State of Florida as well as the FHA to perform these unique inspections.
Following Hurricane Andrew in 1992, insurance companies are required to provide discounts when certain construction features are in place.
Florida Statues now require that all insurance companies provide discounts for the hurricane damage portion of the premium if certain construction features are in place.
Up to 75% of homeowners, condominium unit owners, renters, and apartment or condominium associations could save substantial amounts, simply by submitting a completed Wind Mitigation Survey, performed by a qualified inspector, to their insurance companies. These surveys are valid for five years and the discounts are applied annually for that period.
The amount of discounts is determined by the location of the home and the following items (not all are required):